Sunday, August 23, 2015

Real Estate Nova Scotia, Canada: a quiet life on the shores of the Atlantic

The cozy coastal town, a warm climate and low property prices make Nova Scotia, a province in eastern Canada, the perfect place to relax.
In times when the summer in Europe was sunny and carefree, and students all day to play with your friends without the supervision of parents, we have long had passed. Because of the threat of crime and reckless drivers on the roads, even the most freedom-loving children spend holidays in summer camps or at home playing video games and not in nature.
It is not the case in Nova Scotia. In this small province in eastern Canada if you plunge into the atmosphere of 50 years ago. During rush hour on local roads passing no more than five cars per square mile (2.5 sq. Km), there are only 50 people (for comparison, in Moscow, they - 10 thousand. Per 1 sq. Km), strangers are different politeness and friendliness. One has only to ask for directions, and several passers-by will be able to help and suggest. Summers are much hotter than it might seem: the province is on the same latitude as Bordeaux in France (and here, too, the development of wine), and in July and August the temperature is almost 30 degrees Celsius. But the best in Nova Scotia - prices: home for summer vacation on the shores of the ocean will cost only 200 thousand. Euro.
"There often buy real estate, more than is available. European way of life is not to blame or something to move away from him, but why not spend some time in paradise "- said Tim Harris, director of Tradewinds Realty. The main office is located in London, with 40 intermediaries operating in the market of Nova Scotia.
British retirees Paul and Pat Vikington have already discovered the Canadian province. In March, they bought a house with three bedrooms in the neighborhood of Shelburne, on the southern coast of the peninsula of Nova Scotia, just 147 thousand. Euro. "We are tired of the UK - is too expensive and noisy - says 57-year-old Paul, a former accountant. - In Canada, the wonderful people they are greeted when you just walk down the street. Here, straight from the windows of the house you can watch the whales, rather than to contemplate the London ring. " Vikingtonov couple also owns property in Florida: they intend to operate between the US and Canada, and only occasionally call in a double cabin in Cambridgeshire to see his family and friends.
It is the southern coast, from Halifax, the provincial capital, in the west to Yarmouth in the east - the most popular among foreigners. Here there are charming villages near the ocean, such as Lunenburg, similar simultaneously on Cornwall fishing villages and towns near the fjords of Norway, and long sandy beaches, such as the White Point in the County of Queens. The farther away from Halifax, the cheaper square footage. Real estate on the lake is less than that of the ocean.
Dave and Katherine Young, owner of the hotel in the town Hongbo in the north of Yorkshire, in 2004 purchased a cottage with two bedrooms on the south coast, near Liverpool in Canadian lake Ponhuk, just 87 thousand. Euro. They come here at least once a year with their children, six-year and four-year Isobel Matthew. "This is a great vacation for the whole family - said Dave, - It is quiet, calm, no one bothers. We like the fair, taking place not far from here. "
Will be available in the area enough. Who is the beach resort of White Point on the south coast being built 11 objects. Two bedroom house with total area of ​​111.5 square meters. m is around 321 thousand. euro. When the owners are away, the administration has the right to resort to hand over a house to rent. A similar scheme operates in the neighboring Deep Cove, where three-bedroom houses on the pier is estimated at 194 thousand. Euros and above. Property Sold agency Tradewinds Realty.
Fans of urban life can be bought for 255 thousand. Euro mansion in good condition in Lunenburg and Mahon Bay. The older an object is, the less it costs: Claussen Walters firm sells 75-year-old house in Lunenburg with two bedrooms for just 121 thousand. Euro.
The most expensive property in the province - in Chester, which attracts celebrities and prestigious sports lovers. The city was founded in 1759: Now there are golf courses and yacht club, and every summer at their summer residence attracts vacationers. Writer and businessman Christopher Michael Ondaatje has gained close to the whole island; Hollywood star Jack Nicholson and Demi Moore also owned houses here.
Properties for sale oceanfront in Chester is rare and is not less than 1.28 million euros. However, older homes are readily available. The agency Land & Sea to be repaired sells three-bedroom house for only 153 thousand. Euro.
Those who want to be a pioneer, to get something unusual, take a look at the north coast. Wide spaces, warm sea to the north of the US states of North and South Carolina, ideal for swimming, and low prices for items near the ocean make the region popular with European consumers: it is much quieter than the busy south coast.
The objects in this part of the province are smaller and cheaper than in the South: a new house with four bedrooms and sea view costs about 158 ​​thousand. Euro. If you are willing to spend to force repairs, for a relatively small amount, you can rebuild the top floor or attic. Tradewinds Realty company just sold to a foreign buyer an old farm with a plot of 384.5 square meters. m for only 157 thousand. euro. The new owner has decided to renovate the house entirely: to change the wiring, pipes, bath panels, roof and foundation - that cost him 77 thousand. Euro.
A short distance away is the island of Cape Breton Island, connected to the mainland by a causeway and is famous for beautiful scenery. "Cape Breton - the most picturesque part of the province," - says Kilmeny Fane-Saunders, head of the agency Second Home Nova Scotia, founded in June to work with British customers. In less than 100 thousand. Euros you can buy about 8 sq. M. m plot. Finished building on the shore of a lake or the ocean will cost from 380 to 450 thousand. Euro.
If a picturesque view is more important than proximity to the ocean, you should pay attention to the Annapolis Valley and Gasper. Here grow apples and grapes: every other object - a farm with a barn, a farmyard, horses and orchard.
Among the hills and vegetated valleys picturesque towns: Vulfvill where the Acadia University, Berwick, apple capital of the province, Annapolis Royal, in 2004 declared "the most comfortable settlement in the world" as a result of LivCom, competitions within the framework of the United Nations on environment medium. "Many people like the atmosphere of this place - says Mrs. Fane-Saunders - beautiful nature combined with the grandeur of the old buildings."
The expert says that the house for the whole family with four bedrooms and a plot of 8 thousand sq. M. m near one of the main towns of the province can be bought for 191 thousand. euro. Agency Lakeland Realty, sells an object three-bedroom, 140 sq. M. m of land overlooking the River Avon for only 114 thousand. euro.
What else to keep in mind? The purchase process is simple enough, like the rest of life in Nova Scotia. Agents can show any object of the market, including proposals from private sellers. All taxes are paid by the seller. For the purchase of real estate by foreigners There are no restrictions: You can also get a mortgage of up to 65% of project cost.
When buying in the primary market, the buyer pays the combined sales tax (the Canadian VAT) 13% sometimes it works and the purchase of land. And may apply a tax on the transfer of ownership (analogue stamp duty) in the amount of 0,5-1.5%.
If a suitable property can not be found, the best way - to buy land for development: land cost about 12.7 thousand. Euros, the construction costs of 849 euros per square meter. All this means one thing: here you can easily get away for the summer to enjoy the peace and tranquility.

Canada: Country house in Maple Leaf

Reducing the cost of real estate in Canada, observed in September 2008. The reason for this was the global economic crisis. However, the housing market, he raised less than, for example, the automotive industry of the country, and did not last long - until March 2009. Today, the situation has stabilized.
 
If you look at how to develop Canada's housing market in recent years, no major shocks, we do not see. Overheated market was the only one, said Nikolai Konkin, a representative of Re / Max Unique, from 1985 to 1990. After the independence of Hong Kong announced, the Chinese capital poured into Canada. Accordingly, apartments and houses in the country rose sharply, prices in the period increased by half. Today, according to experts, the cost of real estate in different cities of the country. For example, in Vancouver, the price for the facility is on average 608 thousand. Canadian dollars in Toronto - 387 thous. In Calgary - 388 ths., In Ottawa - 315 ths., Quebec - 215 thousand. At the same time, in some prestigious areas prices could exceed several million dollars.
 
Toronto - one of the largest cities in North America, it is also the third largest financial center of Canada. In addition, Toronto is among the ten most economically developed cities in the world, along with London, Hong Kong, New York, Tokyo, and so on. N. Today, the city is actively built. The most popular area is located next to Lake Ontario. Here 1 square. m in high-rise building is an average of 4 thousand. USD.
 
Recently, the market came to Toronto the world's major corporations Lodging: Shangri-la, Four Seasons Trump. Today, a few steps away from the city center, a project Ritz-Carlton. On the first 20 floors of the complex will be located hotel famous brand, the rest 30 - apartment. The apartments of 130-200 square meters. m with panoramic windows are completely ready to move in. For apartments of 150 square meters. m or more, with individual lift. The complex has a spa, gym, swimming pool, restaurant. Says Elena Yurgeneva, head of foreign real estate company Knight Frank, apartments cost from 1.6 to 9 million Canadian dollars. Often such housing is removed for its managers of large corporations. Rent costs an average of 10 thousand. Dollars. / Month.
One of the attractions of Toronto city considered underground heated (Path). It can be accessed from any skyscraper located in the center, it is enough to go down a few floors below ground level. Here are placed shops, offices, restaurants, recreational areas with parks and fountains. This also go underground line is a railway junction and a large parking. If you wish, you can drive to and from work, not rising to the surface. Then there is no need not only the car, but also a warm winter clothes.
 
Project Casa realize close to the pedestrian street, located near the Catholic Church and the building of the university. The cost of real estate of 6.5 thousand. USD / sq. M. m. Penthouses are more expensive, on average, 8.2 thousand. USD / sq. m. m. Their area of ​​120 square meters. m. Located duplex apartments on the 45th and 46th floors of the building.
 
No less interesting is offered in the projects One Bloor East, One Bedford, L-Tower.
 
Winter Olympics, held this year in Vancouver, has once again proved that in Canada there are not only excellent natural conditions for winter sports, but also created an excellent infrastructure.
Vancouver is the largest city on the Pacific coast of the country and is considered one of the best in the world to live. "Sustainable economic growth, low unemployment and the highest standards of quality of life provide a positive dynamics of development of real estate prices in the region, even in the context of a general decline characteristic of virtually all of North America - said E. Yurgeneva. - Since the beginning of the mortgage crisis in the US real estate prices in Vancouver did not fall, and grow up. Only in the last months of 2009 the value of real estate increased by 1.9% (the highest rate of all cities in Canada). "
 
Winter Olympics warmed interest in the region. But as the country's economy is one of the most stable in the world, a sharp rise in property prices has not occurred. In contrast, for example, from our Sochi, where the cost of the objects began to rise as soon as it became known to hold the Olympics in the city.
 
Currently, the Vancouver ski resort realize exclusive objects in complex Revelstoke Mountain R, British Columbia at a price of 439 thousand. Canadian dollars.
 
There are many decent ski resorts. In summer, in places you can ride a mountain bike (or rafting), and in the winter - skiing. By the way, in Canada, one of the longest ski seasons, it lasts from November until the end of May, in some places you can ride all year round.
Near the slopes build housing and the cost of the various classes. One of the projects Fraternite-sur-Lak implemented in Quebec. The complex consists of several houses in which three, four or five bedrooms. This three-storey houses, built with wood and other environmentally friendly materials.
 
In Montremblane - the oldest national park and ski capital of Eastern Canada you can buy a two- or three-level today, townhouses and homes for two families. Their price is 230 thousand. USD. And above. In the houses of three, four or five bedrooms, bathrooms, sauna, Jacuzzi, fireplace, porch.
 
Besides skiers property in Canada is often selected golfers. Unlike Spain or Portugal, two well-known golf powers, the price of Canadian real estate adjacent to golf courses, meet the highest standards, is much lower. For example, in Cape Breton implemented a luxury project, which is located in the center of the professional golf course with 18 holes. It boasts a restaurant, bar, shops, a spa and gym, tennis and squash courts, a curling track, riding center and airstrip for private planes. Villa with two or five bedrooms and bathrooms, a sauna and hot tub will cost future owner in the amount of 400 thousand. Up to $ 1 million.
 
Quebec also has a golf complex. For example, the project Eagle Ridge Resort and Spa to the golf course for 18 holes. Buying property here, and the owner receives the well-developed infrastructure.

 
Safe procedure
Property rights in Canada are protected. The whole transaction takes place under the supervision of an attorney, which provides full transparency. If you buy a property on the secondary market, the history of the apartment will be checked for the past 40 years.
 
Once you have decided to reserve the selected house or apartment, you must pay a deposit in the amount of 5 thousand. Canadian dollars. And for ten days, you can opt out of their plans. A lawyer will cost $ 1,500., Insurance - 200-250. Accommodation in the primary market of real estate insure against construction defects. Repair costs are reimbursed in the event that during the year to detect defects in glass, bulging floors in the apartment, and the like; insurable event may occur and after seven years if the structure, for example, has a crack.
 
It is possible to pay for the purchase in several stages, with the money coming in or the lawyer of the construction company, your lawyer or a special trust account. The role of the estate agent is that he is preparing an investment program and accompanies the transaction (the choice of real estate, contract financing). Today in Canada, widespread practice of e-registration of apartments, where all of the information entered into the database, excluding paper carriers with seals.
By the way, in Canada, there is a single database where you can see all the offers on the real estate market, sales history, to find out who the owner of the property, the size of the site and its location. And it is not "flat-ghosts", which has long been sold, and the real objects of the present, not a fictional story.
 
In Canada, a foreigner can get a mortgage. For example, if the purchase price does not exceed 800 thousand. Canadian dollars, the amount of the initial payment will be 35% on the remaining amount the bank will give credit. If the property is expensive, it will have to pay 50% of the cost of housing. To cover the cost of mortgage payments in the future, you can take my apartment for rent. Note, however, that Canada is prohibited to hand over the apartment for a short period, such as one month. Usually lease is issued for one year. This is done for the convenience and safety of other residents of the house: the neighbors like consistency.

The main questions: what not forget to ask the estate agent before buying

The easiest, and at the same time the most effective, way - to collect all the necessary information. This will allow you to independently control both the choice of the property, and the whole process of buying it.

Questions to the agency
If you have a reliable friend to whom you are willing to entrust the maintenance of the sale, or if you are 100% confident in their abilities, help real estate agent you do not need. But, as practice shows, it is best to contact a professional. But before that you must make sure that the agency really helps you at all stages of the purchase.
1. LicenseIn most countries realtor activities subject to licensing, so ask the agency to show you a license, as well as other documents (for example, for registration in tax authorities) who can confirm their ability to represent your interests. Ask how many years the agency is working in the market. Read opinions about agency with other operators market and look for information about the agency on the Internet (especially on discussion forums).
2. The CommissionSpecify the conditions under which an agent is paid a commission: is a fixed rate does not depend on whether it is on additional factors, whether there are cases when the fee is not charged. Even if you trust the agency can find out about commissions in other companies. For example, in Greece commission rate is fixed in the legislation, it is 2% of the appraised value of the state object and is specified in the contract.
3. DiscountsCurrently, demand for most real estate markets declined. In connection with the plight of lending institutions, investors from the UK, US, Ireland refrain from buying houses and apartments abroad. In the current situation, builders are willing to provide discounts. Try to offer a lower price on a particular object.
4. Duties of AgentCarefully check the contract, what services you provide, for example, how many objects the agent undertakes to show you.

Questions about the property
Any house or apartment looks great ... the picture! In reality, he may be not only the advantages but also disadvantages.
1. InfrastructureFind out whether the property is provided with everything necessary for comfortable living:- What additional services (gym, pool, spa, medical services, etc.) Provides a residential complex or a cottage village, where you are going to buy a property, and which of these services are chargeable;- How guarded residential complex;- What about parking;- Whether there is a telephone, Internet, cable or satellite;- Whether there are nearby school, kindergarten, shopping center, some shops (especially food) market, pharmacies, medical facilities, entertainment facilities, recreational areas;- Is it possible to call a doctor to the house;- What is the accessibility at home: how far public transport links, the airport, railway station, highway;- What is the level of noise and air quality.
2. LocationIf the property is located in the city, please specify in what area. What characteristics of the area, its pros and cons?
If you have chosen house on the coast - as far up the sea? The distance in a straight line or real? Do I have to descend from the hills? This proximity to the sea has its own disadvantages: besides the higher cost, there is still strong and humidity, because of what have often make repairs and change the furniture.
If it is a house in the countryside find out how far to the nearest town?
3. DispositionCheck out the layout of the apartment (house): is there-through or adjacent room, which houses the kitchen and bathroom, as the windows are located and where they go, is there room and utility rooms in the attic.
4. OwnershipLearn what ownership acquired property. Do you give it to the full ownership (freehold) or leasehold (leasehold)? Each country has its own nuances associated with questions of ownership. For example, in Finland, apartment buildings are typically owned housing stock companies and buying an apartment actually means the acquisition of shares in a given society, which give ownership housing.
5. InspectionIf you have suspicions about the state house or apartment, you can conduct an independent examination. Ask the agency to recommend you a company that specializes in conducting such inspections. In France, for example, this inspection is mandatory and its cost is included in the price of real estate.

Questions about the transaction
To familiarize with the scheme of the acquisition of real estate in a particular country, you will be able to in the relevant section of our directory (on other portal pages Prian.ru). At the same time, only a general knowledge of the algorithm of this procedure is sometimes insufficient. For example, you may ask, what is the duration of the transaction, that is, through what period you will go to the ownership of the purchased property. Who is involved in the transaction, in addition to the seller and buyer? Specify at what stage you can opt out of the deal, without risking losing introduced bail. Will your agency in getting a mortgage?
One of the key issues is the payment scheme. In some countries, when buying a property is used only non-cash payments, in other practice payment in cash. Find out which method is preferable in the country where you are going to buy.
What is important is the issue of translation drawn contract. For example, in Egypt it is prepared in two languages ​​(Arabic and Russian, if the buyer the Russian-speaking), but in the event of any problems judicial authorities recognize only the Arab part of the contract. Therefore, if you suspect the correctness of the translation, you can contact the Russian Embassy in Cairo or to attract third-party interpreter.

Questions on the content of the real estate
1. PaymentsFind out exactly what utilities you must pay and how they are implemented. If you buy an apartment in an apartment building, specify, whether you are obliged to do deductions for home repairs? Have a receipt in the mail? How often?
2. ManagementLearn how property management is carried out: Is there a management company or a controlling body (eg meeting residents)? Who should be treated on issues related to housing? Will a realtor pass it in trust in what the pros and cons of this procedure?

Depending on a particular type of acquired real estate vary and questions that you should pay particularly close attention to when buying.

Questions on real estate under construction
1. GuaranteesTo reduce the risks when buying real estate under construction, you must make sure that the house will indeed be built. First check that the builder license and other permits. Make sure that the contract prescribed deadlines property and find out what other warranty gives developer.
2. LandFind out what the status of the site on which under construction. Do the right to make construction here? Find out whether the land belongs to the developer; if not, what are the existing contractual relations with the owner.
3. PaymentWhen you buy already constructed property usually paid bail, and then the rest of the amount. As for the object under construction, here are billed by clearly specified scheme, which usually tied to the construction phase. Pay special attention to the timing payment, as calculated for non-compliance penalties.

Questions for new buildings
1. Letting PropertyYou are told that the object built. Is it really? Find out how and in what time does the procedure putting the object of the state commission and whether it was the builder.
2. CommunicationMake sure that all communications (electricity, water, sewer, gas), summed, and existing facilities can withstand load. Issues of water supply are particularly relevant for Montenegro, Egypt and other southern countries. In the Nordic countries - such as Finland - the most important is the question heating.
3. Condition of PropertyWhat you see going into the built flats or home? Will there be room decoration? Is the room furnished? Does the cost of household appliances?

Questions about the secondary housing
1. Ownership HistoryFind out who owned the property until the seller or simultaneously with it and for what reasons was accomplished its resale. Are there any "extra" property owners - those whom the seller not mentioned, but who in this case is the right of ownership.
2. Property ConditionWhat is the status object? Do I need to carry out repairs, if necessary, to what extent? Find out what legal rules governing the issue of repair of private houses, apartments and apartment building in which the apartment is located. For example, in Germany, most apartment buildings have a special fund for the necessary repairs (Instandhaltungsrücklagen). Money it receives each month from all apartment owners. Necessarily, request a certificate of value amount which is in this fund.

Questions for land
1. PurposeFind out whether you can build on the site. What exactly can you build? Is it possible to farm?
2. LocationIs the house in the environmental or other restricted area (for example, may be located near the strategic or military installation)? For example, in Estonia a large part of the land is the territory of the reserve.

Issues for Investors
If you purchase a property for the sole purpose of investing, the main issue for you should be: what type of real estate and which area has the highest liquidity. Find out also what level of profitability and how fast return on investment. On what terms you can take your property for rent through a realtor? What percentage of income you will be given to the state in taxes? What is important is the question of how high the level of tourism activity in the area where you plan to buy real estate, and it depends on the time of year.

Questions about the lease
If you do not have enough money to buy property abroad, but you want each year spend some time abroad, you can just rent a place. This process is usually not associated with additional difficulties, but here there are some nuances that are worth paying attention to.
1. The homeIf you intend not to buy and to rent real estate, primarily learn as much as possible about the host and that for whatever reason they rent the property.
2. ContractMake sure the contract clearly stated terms of providing you with housing and fixed payment. Ask, whether included in this amount utilities. Should you bail?
3. InventoryCheck the furniture for damage to you then be accused of her deterioration. Also check the serviceability of home appliances that you leave home. All this should be spelled out in the contract.

Do not be afraid to ask questions! The more information related to buying property abroad you get, the more chances to get in the end your dream house, which will serve you for years to come.

Price and quality: how much is real estate in the best cities of the world

The annual ranking by Mercer called the Mercer 2015 Quality of Living covers 440 cities in the world. Quality of life is analyzed on 39 factors that are grouped into 10 groups: housing, political and social environment, economic environment, socio-cultural environment, medicine and health care, schools and education, public services and transport, leisure facilities, availability of consumer goods, natural environment (climate, disaster statistics).
For the second year in a row leadership in this list holds Vienna. "Vienna won first place in the ranking by the availability of real estate to foreigners, the wide range of theatrical and musical performances, as well as the presence of restaurants and international schools" - says Krista Tsilmann the company Mercer.
It is interesting that Moscow has taken place in the list of 167. Cities most popular among Russians and Ukrainians of the country to buy real estate abroad - Bulgaria - in the rating were not included. But we know that Berlin took the position 14, Paris - 27, Helsinki - 31, Barcelona - 38, London - 40, Madrid - 51.
Generally, in a new ranking of little surprises - the three leaders has not changed, and German cities, as well as last year, rank high.
Let us examine the top five best cities in the world, we estimate their popularity and prices for the purchase of real estate.Austria Real Estate1. Vienna
Housing prices in Vienna moderate compared to London and Paris. Not surprisingly, the first place in the ranking of the Austrian capital was received by the availability of real estate to foreigners. The apartment overlooks the sights in the city center of the city, can be purchased from € 5 thousand. For "square". In the most prestigious areas in the heart of Vienna will have to pay € 10-12 thousand. In the middle of the city - € 4-6 thousand per square meter.
According to the analytical center Prian.ru, Austria takes 24th place in the ranking of preferences of Russians and Ukrainians. Select this to customers often stop their opinion is on its capital. According to realtors, the proportion of customers from the CIS countries in Vienna has always been high, but due to the crisis and the fall of the ruble sharply decreased.Switzerland Real Estate2. Zurich
Housing prices in Zurich rather big. The average square meter costs about € 7 000. See in the direction of Zurich property is only if the pocket has at least half a million euros. And even in this case, you can afford to be very modest accommodation. Well, quality has its price.
Our compatriots Zurich not even in the top twenty most popular cities to buy a home. This is not surprising, because in Switzerland there are strict quotas on the purchase of real estate by foreigners. Permission must be obtained for the purchase of the federal authorities. As well as in Geneva, Zurich get an apartment without a residence permit, it will be difficult.New Zealand nedvizhimost3. Auckland
The largest city in New Zealand is in the lead in terms of growth in house prices. Now the average price of real estate in this city is € 624 000. In the past 12 months it has jumped by 16%!
The Russians and Ukrainians Oakland is not popular. To get to him far, and about local life and customs, little is known. Who knows, maybe now the third place in the ranking will add appeal to this locality?
 
Germany nedvizhimost4. Munich
Munich - the most expensive city in Germany. While in small towns it is still possible to find accommodation at the price of € 300-500 per square meter in Berlin - € 2500, in Hamburg, - € 3000, in Munich, the "square" is from € 4,000.
Munich - a city in a country that ranks third in the ranking of preferences of Russians and Ukrainians, according to the analytical center of Prian.ru. Real estate is popular mainly among investors planning to lease it. But there are those who buy apartments for their own use.Canada nedvizhimost5. Vancouver
Vancouver - one of the leaders of the Canadian real estate market in terms of growth in house prices. The average cost of property here is $ 378 000. In January 2015, for example, annual growth in house prices in the city stood at 5.53%.
Vancouver is mainly interested in immigrants. Russians searching houses and apartments for vacation, do not buy property here. All because of the geographic remoteness and harsh visa regulations to enter Canada. According to the analytical center Prian.ru, Canada in the ranking of preferences of Russians and Ukrainians are not even in the top thirty.Summary
It turns out the five best cities for quality of life of the world not traditionally enjoyed the highest demand among Russian and Ukrainian buyers. The fact is not so surprising as very useful to understand. In the future, choosing a property for vacation or permanent residence makes sense to consider the potential of these settlements and their significance in this list. After all, you want to live in the best locations?
The second fact is rather disappointing. Housing prices in the top five "bite". At the same time, the advantage of these cities lies in their investment attractiveness. Due to the steady growth in property prices in the future homes and apartments here can be resold for profit.

Green and 3-D technology real estate

In the new millennium, humanity has no time to keep track of all the new science and technology. Almost every day there is some kind of "breakthrough". This also applies to real estate. Branch is trying to keep up with the needs and aspirations of consumers in the process of introducing the latest scientific innovations. And then there's, at an opportune moment, the general public, finally, heard the calls of "green" and drew attention to the environment. Potential buyers interested in eco-friendly housing.
It is difficult to say exactly what guided people - fear of possible global environmental change, the desire to live in a "healthy" world or the desire to keep up with fashion trends ... But the fact remains, the demand for eco-friendly and high-tech accommodation in the twenty-first century has grown significantly, and the market can not ignore it. These "healthy", strange and advanced projects have become in demand and attractive to investors.
Mushroom House
FactIn July 2014 the world saw the first eco-friendly and very unusual tower, which is built from the "mushroom of bricks." The exhibition in New York in the competition Young Architects Program project won first place.
The chipThe bricks are completely biodegradable, in other words, after the demolition of the house building material can be quickly and easily disposed of. A Get humus also fertilize the beds in the garden. In addition, the "mushroom bricks" made from inexpensive raw materials - cornstalks with a so-called mycelium.
The main secret is in the exclusive independence of the building material. It practically makes itself. The substance of the root fungus is placed in a special form, which he gradually fills in the growth process.
ProspectsExperts dubbed bricks building material of the future. That's right, who did not want to built the house himself. Here and industry dream that in the future they will have only to follow the correct filling special molds. But it is in dreams and reality - a harsh thing. Manufacturing technology miracle material is not easy.
Mushrooms are germinated in the waste of crops, which are covered in daylight mirror film. Due to this they are uniformly fills out a form. As a result, the bricks "grow" and harden spontaneously within a few days. It turns out that high labor costs, and the final cost of the material is not a budget. Millionaires, of course, this house will be able to let myself, but for the mass construction get expensive. Although, who knows, maybe in a few years, this problem will be solved.
House of hemp
Fact
The United States has long experimented with building materials. Back in 2010 the American designer and builder Anthony Brenner erected a mansion of industrial hemp. He used a mixture of fiber plants, lime and water. Internal covering created by using recycled cardboard.
The chipThanks to the "konoplebetonu" house walls "breathe", but at the same time, provides good insulation and maintain a comfortable microclimate for the person. In addition, the knowledge that you live in a house of joy-grass, much to lift the spirits.
ProspectsOption expensive - $ 450,000 and this figure five years ago. So for the mass market housing hemp is unlikely to come. The best that can be counted - single exclusive orders from wealthy clients.
Lego ranch
Fact
Architects of the American construction company Build New York Green in 2013 we built a house in the style of the ranch. Outwardly, he is no different from the classic family home in the US, but at the same time, is a model of "green" technologies in construction.
The chipExotic building material is not used, but it has a special approach to the construction. Perhaps the builders are ardent fans of Lego, because the property is built from concrete "cubes", very reminiscent of parts of the famous designer. Due to the width of the walls are about 30 cm is obtained, the house retains heat very well and provides a high energy efficiency. A sound insulation because of this almost perfect. Better, perhaps, only in the recording studio.
Besides, in the home using geothermal heating and cooling system. This is an alternative way to generate electricity by using the energy contained in the ground (underground hot springs and geysers). It provides about three-quarters of the heat required for domestic hot water.
ProspectsThe project is interesting in all respects except one. Sources for geothermal heating is not everywhere. They are available for only in volcanic regions. That is, if you are close to an active volcano - Lego ranch invented especially for you. All year round there is free hot water and noise eruptions due to good insulation can not be heard. The truth is, I think, many are willing to listen to the loud singing and the neighbors to pay for heating, but to live away from the crater of the volcano.
Exception: Commercial use of geothermal sources is common in Iceland and New Zealand, parts of Italy and France, Lithuania, Mexico, Nicaragua, Costa Rica, the Philippines, Indonesia, China, Japan and Kenya. There are common deep hot springs, a neighborhood which is quite safe.

Printed home
FactEven today, in China, the company WinSun Decoration Design Engineering is building a house of 200 square meters in just a day.
The chipThe house is printed with a giant 3D-printer. At the mere mention of it it seems to be that he was the future of the movie "The Fifth Element". And the property is completely environmentally friendly. It is made of building blocks made of layers of processed waste glass and mixed with cement. The cost of work - less than $ 5,000. According to experts, this technology reduces the cost of construction by 50%. Not surprisingly, that experiments with such a view of the construction is already under way in many countries.
ProspectsCall promising project - to say nothing. Get a spacious private house for $ 5000, so it is impossible dream of millions of people. And given the fact that the implementation of the 3-D construction engaged in Chinese, we can expect that in the coming decades "home printed" flooded the entire world. The main thing is that the quality does not disappoint.
P.S. Virtual reality
3D-technology have adopted and realtors. For example, in Vancouver, the traditional method of selling real estate was replaced by more modern. The Canadian company creates three-dimensional virtual images of rooms with a unique camera and software. Now, potential buyers can see the house / apartment, as in reality, without leaving the office. The program allows you to turn in all directions, and even to cast your future home view from the top. In real life it is able, perhaps, Spiderman.

Tuesday, February 3, 2015

New New York: How to buy an apartment in the primary market

Construction market on the rise
New York is constantly changing: the old buildings are demolished, new buildings, the former industrial premises are transformed into multi-million dollar lofts, many areas covered by gentrification and renewal of housing stock.

According to the New York City Building Code Congress (New York Building Congress), in 2013 was issued 71% more building permits housing than in 2012 (a total of issued permits for 18,095 housing units in 1383 buildings). For the first time since 2008 the number of permits issued increased immediately in all five boroughs of New York. The most active construction is carried out in Brooklyn. There is planned for more than 1,000 housing units more than in Manhattan. The number of permits in percentage terms increased the most in Queens (107% per year). There, in the area of Long Island City, planned to build two high-rise buildings taller than 30 floors 925 apartments. Project called Hunter's Point South will be the largest since the time of Co-op City in the Bronx.

Now the majority of residential units in buildings under construction in Manhattan - a spacious apartment worth several million dollars. In the past, there was dominated by the apartment - both secondary and high price ranges. Today's market is focused on affluent buyers, mostly foreigners. According to Miller Samuel, more than half of the buyers of New York buildings - foreign investors. What percentage among them are Russian unknown, but, according to New York Times, among the buyers of primary residence in New York, the Russians as much as the Chinese and Brazilians. According to Knight Frank, at the New York elite primary real estate market as numerous buyers from the UK and India.

Some of the most outstanding new housing projects in New York:

28-1 West Street, 520. Near the High Line Park will be built building designed by renowned British architect Zaha Hadid. Luxury apartments cost from $ 4.6 million. Will have spacious terraces and floor-to-ceiling windows. Price for penthouse - $ 35 million.
Park Avenue 432. When completed in 2015, 425.5 m tall skyscraper will be the tallest residential building in New York. Penthouse located in the tower, is estimated at 76.5 million dollars.
Bond Street, 10. In I quarter of 2015 will complete the construction of buildings on 11 apartments cost from $ 4.5 million.
West 53rd Street, Tower 53 Tower Verre height of 320 meters is built next to the American Museum of Contemporary Art, designed by architect Jean Nouvel. Complete the construction of a building with 145 elite condominiums planned until 2018.
New Expensive faster than Resellers
According to the company Douglas Elliman, in Manhattan in the II quarter 2014 prices for secondary condominiums increased by 6.3% year on year, and the new buildings for the same period rose by 66.3%. That is the primary real estate in Manhattan is growing in value much faster.

As reported by Bloomberg, in 2013, builders paid for plots on average 8070 dollars. / M². Taking into account the costs of the construction cost per square meter increases to 18-26 thousand. Dollars. Thus, developers are hoping to make a decent profit risks.

Manhattan market for new condominiums - most overheated in New York. Foreign buyers prohibited from purchasing cooperatives, so they focus on condominiums. As in London and Hong Kong, foreigners prefer to primary housing: as a rule, modern apartments are spacious and have the opportunity to create the layout and design of the individual project. The average price for new buildings of Manhattan in the II quarter was $ 3.5 million.

Best US cities for young professionals by Forbes magazine

Over the past six months in the United States on a monthly basis was created more than 200 thousand. Jobs. At the same time, according to the Bureau of Labor Statistics, more than 2 million college graduates over 25 years old are unemployed. Among workers aged 25-34, the unemployment rate is 6.6% - the highest rate among all age groups.

To find out which US cities provide the best conditions for young professionals, the magazine «Forbes» once again made its own rating - "Best US cities for young professionals." The study included 100 largest US statistical areas (large metropolitan area).

The estimation was made on seven criteria:

unemployment rate
The projected annual growth of jobs in the years 2014-2016, according to Moody's Investors Service and the Bureau of Labor Statistics
Number of small and medium-sized firms (less than 500 employees) per capita
The number of large firms per capita
The average salary of employees from 24 to 34 years, with a college degree (according to Payscale)
Cost of living index according to Moody's rating agency
The number of people aged over 25 who have a bachelor's degree or higher
Best US cities for young professionals
According to «Forbes»

At the top of the rankings, as well as three years ago, in the first study of the magazine «Forbes», Des Moines, Iowa, and Raleigh, North Carolina. In those cities, an impressive number of large companies and educated workers. In Des Moines, for every 612 people there is one large firm, and 41.7% of the population have at least a bachelor's degree.

Role is not the first time the magazine hits the ratings «Forbes» this year. Roles also took second place in the list of US cities with the highest growth rates. Business Park Research Triangle Park, where the units IBM, GlaxoSmithKline, Syngenta, Credit Suisse and Cisco, offers young professionals a wide range of jobs. In North Carolina are the best schools: Duke University in Durham, North Carolina State University in Raleigh and the University of North Carolina at Chapel Hill.

Omaha, Nebraska ranked third in the rankings, with the unemployment rate is only 4.1%. There are many large companies (1 in 810 people), as well as small and medium businesses (1 firm for 52 people). In Omaha, the hometown of the world's largest investor and businessman Warren Buffett, head offices are housed five companies of "Fortune 500" (a list of the 500 largest US industrial companies, published annually by the magazine "Fortune"). It giants such as Berkshire Hathaway, Union Pacific Corp., ConAgra Foods, Kiewit Corporation, and Mutual of Omaha. In Omaha also pays great attention to supporting young entrepreneurs and the development of "start-ups". Due to favorable proportions of medium and large businesses in the city is projected to increase the number of jobs by an average of 2.8% per year.

City of Omaha in Nebraska

In Omaha, Nebraska is very low unemployment - just 4.1%
While most cities in the list firmly hold its position more than a year, there are a few newcomers. District Boise-Nampa, Idaho for the first time made the list at once to seventh place with a cost of living index is 7% lower than the national average, and a large company for every 728 people. Provo-Orem County, Utah took eighth place, thanks to the lowest unemployment rate - 3.8%.

Towns central part of the country has a strong position in the ranking thanks to a sustainable economy, decent wages and low cost of living. Coastal cities were on the list due to high earnings, a large number of firms and educated workers, but the high cost of living did not allow them to climb high in the rankings. Center of Silicon Valley - San Jose, California ranked first in terms of wages (average salary of $ 89,600.), But only the eleventh place in the rankings, thanks to one of the highest in the country, the cost of living. Fairfield County, Connecticut climb a few positions and took twelfth place, due to the high number of educated professionals (44.6%) and a large number of small businesses (1 firm for 42 people). San Francisco, despite the large number of small firms (1 in every 46 people) and high wages (71 500 USD.), Takes the last place because of the highest costs of living.

The least expensive apartments in the famous New York City buildings

The Dakota, The San Remo, The River House, The Ansonia, One Sutton Place South and One Fifth Avenue - the world famous building in Manhattan, where many would dream to live. Apartments in them are worth tens of millions of dollars, but sometimes offered for sale objects for 1-2 million dollars. And even cheaper, writes The New York Times. This apartment is a smaller area, which occupies less prestigious location in a building with less beautiful view from the windows.

"If you're going to buy a small apartment in a certain building, you do not need to be rich as Croesus king" - said Frederick W. Peters, head of Warburg Realty.

Apartments <nobr> New York </ nobr> with views of Central Park

Most of all in New York valued apartment overlooking Central Park
The building The Dakota, where John Lennon lived, Yoko Ono, Leonard Bernstein, Judy Garland, Boris Karloff and Rudolf Nureyev, located at the intersection of Central Park West and 72th Street. It is worth noting that in this house was filmed "Rosemary's Baby." According to the degree of fame The New York Times The Dakota compares with Versailles and Buckingham Palace. Of the 102 apartments at the end of November for sale are available only two. One of them - an apartment with four bedrooms - worth $ 14.5 million. The least expensive condominium, exhibited here for sale - this duplex apartment with two bedrooms cost of $ 5,950,000. Over the past five years in the building The Dakota offers even more cheap objects - for $ 1.75 and $ 3.4 million. (both deals were concluded in 2013). Buyers 10-bedroom apartments and owners of two-bedroom apartments have the same access to the courtyard and can enjoy the unique atmosphere of the building The Dakota.

House of The Dakota <nobr> New York </ nobr>

December 8, 1980 in the arch of the house The Dakota, Mark Chapman shot John Lennon
To settle in another famous building, The San Remo, enough $ 4.4 million. At this price a year ago was bought apartment with two bedrooms and terraces. Recently was put on sale two bedroom apartment for 5.95 million dollars. Previously met even cheaper offer: 2.75 and $ 2.9 million. (Transactions were concluded in 2012 and 2009, respectively). Hall in The San Remo marble and mosaics, from the windows of apartments overlooking the Hudson River and Central Park. Monthly service charge for two-bedroom apartments is 3759 dollars.

"When you buy a small apartment in a building like The Dakota or The San Remo, you become the owner of a small piece of universal dreams and at the same time poured into the company of the rich and famous," - said Stuart M. SAFTA, a partner at Holland & Knight.

House of The San Remo <nobr> New York </ nobr>

Among the famous residents of The San Remo - Demi Moore, Steven Spielberg, Bruce Willis and Dustin Hoffman
The house One Sutton Place South in 2012 was sold apartment for $ 1.6 million., In 2014 - a house with two bedrooms with views of the East River for 2.5 million. The building The River House, where the norm is a bargain shall be calculated in double digits, and housing is rarely sold for less $ 10 million. in 2010, apartment was sold for 2.625 million in 2013 - over 3,325,000. The building One Fifth Avenue in the Art Deco style, where Keith Richards bought a penthouse with four Bedroom for $ 10.5 million. this year offers an apartment for 970 thousand. and 1,175,000 USD., and in 2009 was sold for 532.5 thousand housing. The studios in the building The Ansonia, built at the end of the XIX century, were sold cheaper 500 thousand.

"In an extremely expensive buildings for sale sometimes exhibit housing, worth up to 75% cheaper than the most expensive apartment in the building," - says John Burger, a member of Brown Harris Stevens. According to his observations, in a building 960 Fifth Avenue, where Edgar M. Bronfman penthouse broke the record of 70 million dollars., Occur less spacious apartment worth 5.3 million dollars. However, they advice cooperative (co-op board) has set strict limits funding: allowed to take the credit only if a minimum of 50% of equity.